Texas Medical Liability Trust
Texas Medical Liability Trust (TMLT) is a unique, not-for-profit health care liability claim trust owned by its physician policyholders, and is the only professional liability carrier exclusively endorsed by the Texas Medical Association. Offering a complete line of medical liability insurance products for individual physicians, physician partnerships, networks, or large group practices, coverage availability is exclusive to TMA member physicians. Options include non-assessable claims-made and occurrence policies; optional limits of liability; part-time coverage; premises liability coverage; locum tenens coverage; Medefense, legal expense reimbursement for disciplinary proceedings; and consent-to-settle clause with all policies. Created in 1979, TMLT has grown to be the largest medical liability provider in the state, protecting more than 14,500 Texas physicians.